Every shared cost lands on one balance

Dinners, trips, emailed-in bills and recurring expenses all feed the same running tab with each person.

So you never have to work out who owes what across five different places. The story at the top of your homepage is always the current answer.

A meal out and the electricity bill are the same kind of thing once they are on the tab — one nets against the other instead of living in a different app or a different conversation.

It is the difference between knowing your position with someone and having to reconstruct it. Reconstructing is what people give up on, and giving up is how shared costs quietly stop being even.

When you do settle, you are settling one number rather than working through a list.